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Until now, spouses married out of community of property without accrual (after November 1984) faced a strict financial wall: their spouse’s pension interest was off-limits in a divorce. Even if one spouse stepped back from their career to raise children and manage the household, enabling the other to build their wealth, they had no legal claim to those retirement savings...

Plan for the hidden financial burdens after death, including funeral costs, estate fees, debt settlement, property transfer expenses, and taxes. If you want your loved ones to inherit with as little hassle as possible, be sure to plan early with a valid will, insurance, and professional advice to ease the process and avoid financial strain....